[em01]<p class="MsoNormal" align="left" style="MARGIN: 0cm 0cm 0pt; TEXT-ALIGN: left; mso-pagination: widow-orphan;"><b style="mso-bidi-font-weight: normal;"><span lang="ZH" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">近一个月来帮不少邻居检查了从前购买的保险</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; mso-bidi-font-size: 10.5pt; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH;"><font face="Times New Roman">,</font></span></b><b style="mso-bidi-font-weight: normal;"><span lang="ZH" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">发现几个应该重视的问题</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; mso-bidi-font-size: 10.5pt; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH;"><font face="Times New Roman">:<p></p></font></span></b></p><p></p><p></p><p></p><p></p><p class="MsoNormal" align="right" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: -18pt; TEXT-ALIGN: left; mso-pagination: widow-orphan; tab-stops: list 18.0pt;"><span lang="EN-US" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; mso-bidi-font-size: 10.5pt; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-fareast-font-family: "Times New Roman";"><font face="Times New Roman">1. <font size="3">1、普遍存在购买人情单现象。由于是人情单,所以投保人并不清楚自己购买了哪些险种,有什么作用,对被保险人有哪些保障</font></font></span><font size="3">。应</font><font size="3"><span lang="ZH" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">该指出保险产品是</span><span style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">专业性</span><span lang="ZH" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">很强的商品</span><span style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-hansi-font-family: "Times New Roman";">,</span><span style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">保险</span><span lang="ZH" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">功能是满足</span><span style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">被保险</span><span lang="ZH" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">人不同的保障需求</span><span style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-hansi-font-family: "Times New Roman";">,</span><span lang="ZH" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">不能忽视保险在</span><span style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">人们</span><span lang="ZH" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">生活当中的重要作用</span><span style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-hansi-font-family: "Times New Roman";">,</span><span lang="ZH" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">如果用自己的保障送人情,后果可想而知</span><span style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-hansi-font-family: "Times New Roman";">。</span><span lang="ZH" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">必须指出:没有任何保险公司会在赔偿时向你送人情</span><span style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-hansi-font-family: "Times New Roman";">!</span><span lang="ZH" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">因为</span><span style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">保单</span><span lang="ZH" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">是</span><span style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">具有法律效力的</span><span lang="ZH" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-fareast-language: ZH; mso-hansi-font-family: "Times New Roman"; mso-bidi-font-family: 宋体;">合同</span><span style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-hansi-font-family: "Times New Roman";">。</span></font></p><p class="MsoNormal" align="right" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: -18pt; TEXT-ALIGN: left; mso-pagination: widow-orphan; tab-stops: list 18.0pt;"><font size="3"><span style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt; mso-hansi-font-family: "Times New Roman";"></span><span lang="EN-US" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; mso-bidi-font-size: 10.5pt; mso-border-alt: none windowtext 0cm; mso-font-kerning: 0pt;"></span></font><span lang="EN-US" style="BORDER-RIGHT: windowtext 1pt; PADDING-RIGHT: 0cm; BORDER-TOP: windowtext 1pt; PADDING-LEFT: 0cm; FONT-SIZE: 10.5pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt; FONT-FAMILY: "Times New Roman"; mso-border-alt: none windowtext 0cm; mso-fareast-language: ZH; mso-fareast-font-family: 宋体; mso-ansi-language: EN-US; mso-bidi-language: AR-SA;"><span style="mso-spacerun: yes;"><strong></strong></span></span></p><p></p>
[此贴子已经被作者于2006-7-10 12:53:10编辑过]
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