还是买一套自住房吧，好过持有基金的理想

白开水1703

安居
乐业

寒冰嘴

扯淡！买楼是有钱有胆心狠手辣人的玩儿法！！ 对于工薪阶级只需头脑+考察+小运气，买对了基金也不差的。
07年牛市的时候就不提了。今年的股市总够低迷了吧，买到排前15的基金，收益率都在20%以上。
如果是长期持有的话，以近两年来看，排前115位的基金收益率都在50%以上。
这不是什么泡沫理想，而是投资理财的现实途径。

  

勾选	比较	序号	基金代码	基金简称	10日 单位净值	10日 累计净值	历史增长率统计
	近三月	近半年	近一年		近二年	近三年	今年来	成立来

		1	630002	华商盛世	2.4234	2.6884	16.27%	28.20%	41.70%	187.06%	---	41.11%	197.43%
		2	000031	华夏复兴	1.5260	1.5260	8.61%	15.69%	18.11%	135.13%	52.30%	19.87%	52.60%
		3	159902	中小板ETF	3.2210	3.3210	9.52%	23.55%	24.31%	123.74%	24.78%	22.19%	235.16%
		4	519089	新华成长	1.7463	2.1463	10.02%	23.26%	4.43%	117.44%	---	3.86%	121.77%
		5	180012	银华富裕	1.3769	2.3299	8.67%	19.91%	19.45%	111.70%	15.32%	17.45%	179.43%
		6	519019	大成景阳	0.9750	3.9540	10.05%	24.05%	24.68%	108.33%	---	22.80%	-2.50%
		7	340007	兴业责任	1.5190	1.7090	8.73%	11.36%	7.12%	107.32%	---	6.67%	72.28%
		8	260109	景顺增长贰	1.2670	2.4550	12.02%	21.94%	15.92%	105.69%	2.29%	13.04%	201.76%
		9	270008	广发精选	1.8740	2.0340	12.82%	23.53%	16.98%	102.83%	---	17.64%	107.90%
		10	550003	信诚蓝筹	2.1280	2.1280	7.64%	16.92%	23.01%	102.67%	---	22.58%	112.80%
		11	162102	金鹰中小盘	1.2705	2.6305	10.81%	21.56%	18.28%	102.00%	46.38%	18.69%	255.23%
		12	202011	南方价值	1.3720	1.8120	11.09%	24.32%	23.08%	97.49%	---	22.53%	97.68%
		13	260104	景顺增长	4.3010	5.2990	12.59%	22.01%	16.53%	97.09%	-0.74%	13.58%	520.68%
		14	519013	海富优势	1.2290	2.1850	8.95%	15.83%	9.34%	95.27%	-1.81%	9.73%	165.94%
		15	150002	大成优选	1.0780	1.1110	7.37%	18.98%	17.17%	94.58%	-7.02%	14.56%	11.39%
		16	530006	建信精选	1.1930	1.8230	11.23%	22.67%	11.23%	93.84%	---	10.94%	93.84%
		17	110011	易基中小盘	1.9277	1.9677	13.09%	24.92%	13.70%	92.94%	---	14.37%	98.98%
		18	660001	农银成长	1.2703	1.8703	11.77%	21.22%	17.27%	92.81%	---	17.35%	96.61%
		19	519001	银华价值	1.5849	5.3433	6.44%	18.13%	1.05%	90.26%	3.20%	-0.79%	508.97%
		20	162201	泰达成长	1.3343	3.1493	18.67%	23.40%	26.74%	88.55%	39.85%	23.88%	519.37%
		21	020001	国泰金鹰	1.0660	4.0080	7.57%	17.92%	6.69%	88.34%	7.58%	5.90%	467.99%
		22	450004	国富价值	1.5689	1.7689	10.92%	24.30%	8.39%	87.87%	---	8.91%	81.10%
		23	000021	华夏优势	2.0350	2.8550	17.42%	34.02%	22.64%	86.12%	14.31%	24.62%	214.05%
		24	070013	嘉实精选	1.7210	1.9310	11.97%	16.76%	8.51%	85.71%	---	10.25%	96.10%
		25	162204	泰达精选	5.3761	5.5961	14.82%	20.80%	12.52%	85.53%	3.32%	13.10%	493.71%
		26	180013	银华领先	1.5247	1.9047	0.71%	15.12%	-5.36%	84.53%	---	-6.01%	94.07%
		27	070099	嘉实优质	1.0260	1.9230	13.62%	27.61%	25.74%	84.20%	---	24.82%	2.60%
		28	020010	国泰金牛	1.1360	1.2310	9.65%	22.68%	3.42%	83.15%	-4.28%	2.22%	23.45%
		29	180010	银华优质	1.9238	3.3738	9.39%	18.72%	9.37%	82.25%	-2.07%	8.52%	236.67%
		30	460005	华泰柏瑞价值	1.5490	1.8590	15.17%	27.65%	19.56%	82.15%	---	20.66%	94.66%
		31	162209	泰达市值	0.8696	0.8696	13.99%	19.42%	9.94%	80.60%	-16.17%	9.94%	-13.04%
		32	519668	银河成长	1.4740	1.7490	2.98%	8.45%	8.53%	80.44%	---	9.50%	80.80%
		33	162202	泰达周期	1.1040	3.1290	7.19%	14.83%	6.51%	80.11%	16.31%	8.36%	484.56%
		34	159901	深证100ETF	0.8160	3.9880	8.71%	22.67%	-4.49%	78.17%	-20.88%	-3.50%	299.28%
		35	550002	信诚精萃	1.0631	2.4697	12.75%	19.38%	9.78%	78.07%	2.74%	10.17%	156.91%
		36	121008	国投成长	0.9572	2.3616	7.64%	12.77%	4.66%	77.71%	---	3.37%	8.19%
		37	540002	汇丰龙腾	2.0075	2.4735	9.07%	15.39%	8.84%	75.33%	-7.41%	7.26%	166.67%
		38	162006	长城久富	1.4730	3.6738	6.96%	16.84%	5.36%	75.31%	8.68%	4.51%	435.71%
		39	519005	海富股票	0.7880	2.7370	7.50%	15.37%	6.49%	75.11%	-21.04%	8.09%	238.66%
		40	610001	信达增长	1.2330	1.5130	14.21%	24.27%	5.31%	74.48%	-14.75%	4.88%	49.81%
		41	519692	交银成长	2.8108	3.0558	9.39%	20.44%	2.52%	74.39%	5.60%	2.37%	207.74%
		42	519017	大成积极	1.1770	2.2340	4.25%	17.70%	14.28%	73.69%	-12.96%	13.73%	57.38%
		43	100026	富国天合	1.0350	2.4145	9.92%	21.17%	7.61%	73.40%	2.36%	6.87%	148.78%
		44	519068	添富焦点	1.3697	1.5497	8.29%	15.13%	8.45%	72.79%	-8.55%	9.40%	54.46%
		45	377020	上投内需	1.2345	1.4145	6.70%	9.71%	5.30%	72.75%	1.60%	3.81%	44.23%
		46	161604	融通100	1.3400	2.6900	7.72%	20.83%	-4.74%	72.58%	-18.85%	-3.74%	289.47%
		47	040011	华安核心	1.2174	1.7174	6.84%	13.17%	4.43%	72.16%	---	5.16%	74.52%
		48	163805	中银策略	1.3330	1.5030	8.79%	17.52%	5.58%	72.05%	---	5.75%	51.25%
		49	530001	建信价值	0.8091	2.3773	6.14%	17.31%	9.12%	71.90%	-2.51%	8.26%	226.06%
		50	340006	兴业全球视野	3.6723	3.6723	9.16%	18.18%	5.62%	71.71%	5.78%	3.38%	267.23%
		51	121005	国投创新	0.9745	2.5950	8.09%	11.86%	-0.30%	71.62%	-5.48%	2.22%	167.26%
		52	160605	鹏华50	1.9320	3.5620	4.83%	14.45%	1.42%	71.12%	-3.98%	2.93%	436.95%
		53	090004	大成精选	1.0572	3.0427	11.67%	22.39%	2.18%	71.06%	-11.55%	1.71%	384.03%
		54	217010	招商蓝筹	1.5340	1.7340	7.72%	18.09%	9.10%	71.01%	---	8.83%	75.11%
		55	240001	宝康消费	1.5470	4.6405	6.99%	11.99%	2.02%	70.34%	11.71%	0.40%	432.69%
		56	162703	广发小盘	2.2250	3.5350	12.58%	21.29%	1.03%	69.52%	-17.78%	2.90%	373.91%
		57	481004	工银成长	1.5102	1.7602	9.04%	19.45%	9.94%	69.32%	-4.29%	9.55%	84.49%
		58	040007	华安中小盘	1.2683	2.5832	11.26%	19.29%	2.73%	68.46%	-15.25%	2.56%	26.83%
		59	151001	银河稳健	1.0831	3.3015	5.31%	10.71%	8.25%	67.98%	3.83%	8.21%	416.43%
		60	519035	富国天博	0.9626	3.2664	13.09%	23.52%	5.88%	67.88%	-11.64%	5.55%	21.61%
		61	090001	大成价值	0.9014	3.5614	7.07%	18.19%	7.58%	67.14%	-8.01%	6.80%	425.40%
		62	320005	诺安价值	0.9783	1.9233	7.59%	15.99%	2.28%	65.98%	-20.32%	1.18%	94.45%
		63	590001	中邮优选	1.4874	2.7074	7.46%	15.15%	-6.21%	65.43%	-23.59%	-6.32%	200.26%
		64	288002	华夏收入	2.5250	3.9250	5.25%	10.12%	-4.29%	65.28%	0.78%	-5.32%	469.57%
		65	360006	光大增长	1.3167	2.5967	6.59%	15.48%	-1.44%	65.25%	-13.51%	-1.99%	174.10%
		66	040005	华安宏利	2.6311	3.2511	6.66%	16.20%	-1.27%	65.06%	-4.47%	-0.36%	234.39%
		67	350005	天治创新	1.5565	1.5565	9.83%	26.76%	24.85%	64.94%	---	26.08%	55.65%
		68	481001	工银价值	0.4016	4.0000	7.74%	18.98%	8.11%	64.58%	4.21%	7.00%	391.47%
		69	161706	招商成长	1.4499	3.3602	8.80%	19.88%	-0.03%	63.76%	-19.34%	1.63%	387.55%
		70	150003	建信动力	0.9890	0.9890	6.46%	13.42%	5.21%	63.47%	---	5.66%	-1.10%
		71	519008	添富优势	2.7441	4.7741	8.53%	16.61%	9.01%	63.13%	-9.33%	8.88%	461.60%
		72	160106	南方高增	1.7559	3.1099	10.70%	20.97%	11.43%	63.09%	-20.91%	11.81%	340.44%
		73	519039	长盛同德	0.9779	2.8022	9.07%	18.55%	1.29%	62.71%	-6.15%	1.97%	-2.21%
		74	213008	宝盈资源	1.0647	1.3430	10.98%	23.20%	-3.06%	62.67%	---	-3.47%	23.02%
		75	160314	华夏行业	0.9820	4.3680	0.00%	3.26%	-1.80%	62.58%	---	-2.00%	-1.80%
		76	260111	景顺治理	1.4260	1.6160	9.36%	13.72%	10.86%	62.54%	---	9.96%	63.51%
		77	200006	长城消费	0.9348	2.3748	5.85%	15.18%	-4.64%	62.46%	-12.32%	-5.42%	187.04%
		78	161610	融通领先	1.0450	2.9740	3.06%	10.93%	-0.07%	62.22%	-13.25%	0.70%	27.43%
		79	202003	南方绩优	1.4840	2.2940	6.18%	16.33%	1.63%	61.01%	-13.71%	3.48%	152.11%
		80	450003	国富潜力	1.1887	1.5387	15.14%	19.96%	4.20%	60.91%	-5.33%	4.13%	60.86%
		81	460001	华泰柏瑞盛世	0.7013	2.8389	12.71%	22.01%	5.38%	60.75%	-16.66%	6.68%	309.52%
		82	519011	海富精选	0.9517	4.0433	9.19%	17.90%	7.40%	60.19%	-6.42%	9.14%	395.96%
		83	360005	光大红利	2.4694	3.1274	9.23%	20.53%	-3.94%	59.69%	-22.28%	-4.62%	222.01%
		84	160613	鹏华创新	1.5830	1.6130	6.31%	15.04%	-6.16%	59.58%	---	-5.83%	62.77%
		85	290004	泰信优质	1.1487	1.7487	1.52%	5.79%	2.22%	58.89%	-20.46%	3.72%	75.16%
		86	580001	东吴嘉禾	0.9085	2.6285	11.05%	22.55%	16.64%	58.80%	-12.33%	17.30%	259.08%
		87	450002	国富弹性	1.4405	2.7005	7.16%	17.27%	1.72%	58.76%	0.01%	2.47%	274.55%
		88	360001	光大量化	0.9117	2.9154	6.84%	20.15%	-2.77%	58.74%	-34.49%	-3.78%	209.51%
		89	530003	建信成长	1.0414	2.4914	3.67%	11.83%	2.05%	58.51%	-21.84%	2.49%	140.76%
		90	519018	添富均衡	0.8787	2.6902	9.76%	17.46%	5.68%	58.21%	-8.79%	6.72%	180.54%
		91	580003	东吴轮动	1.1484	1.2284	-1.45%	10.96%	15.53%	58.17%	---	17.28%	22.39%
		92	270005	广发聚丰	0.8009	4.4520	7.72%	22.82%	-2.16%	57.84%	-20.84%	-1.43%	383.22%
		93	580002	东吴动力	1.4914	2.0114	4.77%	16.97%	22.30%	57.80%	-9.18%	23.72%	109.63%
		94	400007	东方策略	1.4066	1.4066	3.62%	12.24%	-1.63%	57.73%	---	-1.75%	40.66%
		95	310368	申万竞争优势	1.6309	1.7809	7.54%	13.66%	1.12%	57.56%	---	1.77%	63.09%
		96	410003	华富成长	0.7987	1.0887	14.95%	18.40%	7.32%	57.13%	-28.89%	8.06%	1.72%
		97	519996	长信银利	0.8332	2.7532	9.40%	18.93%	-0.14%	57.06%	-20.48%	0.23%	262.67%
		98	050008	博时第三产业	1.1030	2.8600	-0.72%	6.06%	-0.86%	56.28%	-13.59%	-1.32%	29.87%
		99	121003	国投核心	0.9645	2.4945	4.10%	9.42%	-5.07%	55.32%	-18.28%	-4.71%	160.28%
		100	519110	浦银价值	0.9620	0.9620	9.44%	16.04%	1.48%	55.16%	---	0.84%	-3.80%
		101	162607	景顺资源	0.8730	2.8490	6.33%	18.13%	-0.95%	55.06%	-22.13%	-0.95%	227.55%
		102	040008	华安策略	0.8198	2.3561	10.40%	19.71%	-1.70%	54.74%	-20.62%	-1.21%	-18.02%
		103	040002	华安A股	0.8820	3.3300	7.56%	16.82%	-6.42%	54.58%	-31.84%	-5.83%	265.10%
		104	240004	华宝动力	0.9419	3.4519	2.95%	10.40%	-5.36%	54.41%	-12.66%	-5.31%	331.43%
		105	257020	德盛精选	0.9430	2.7550	6.67%	14.58%	-7.09%	53.83%	-24.32%	-5.42%	266.75%
		106	240010	华宝行业	1.0217	1.0217	8.39%	15.39%	-6.07%	53.75%	-20.09%	-6.73%	2.17%
		107	320003	诺安股票	1.1017	2.9852	7.18%	16.63%	-1.63%	53.01%	-21.30%	-1.77%	314.68%
		108	200002	长城久泰	1.2368	4.0968	6.94%	13.92%	-10.02%	52.54%	-34.20%	-9.92%	224.53%
		109	162208	泰达首选	1.5072	1.5572	2.96%	6.16%	-8.54%	52.50%	-23.68%	-7.73%	57.43%
		110	110009	易基精选	1.2526	2.5926	4.61%	17.39%	-1.09%	52.49%	-6.61%	0.08%	217.66%
		111	050010	博时特许	1.3650	1.5130	6.47%	17.77%	-0.36%	52.47%	---	0.23%	51.25%
		112	050009	博时新兴	0.7680	3.4510	2.81%	7.87%	-5.26%	52.44%	-15.80%	-4.96%	-8.39%
		113	163803	中银增长	0.8622	3.0044	8.09%	15.59%	2.27%	52.42%	-5.29%	1.27%	241.87%
		114	360007	光大优势	0.7774	0.7774	9.74%	17.18%	-7.80%	50.63%	-23.66%	-7.46%	-22.26%
		115	160706	嘉实300	0.8116	2.6796	7.16%	14.42%	-10.72%	50.02%	-36.64%	-10.62%	210.70%

[td]      

勾选	比较	序号	基金代码	基金简称	10日 单位净值	10日 累计净值	历史增长率统计
近三月	近半年		近一年	近二年	近三年		今年来	成立来

		1	630002	华商盛世	2.4234	2.6884	16.27%	28.20%	41.70%	187.06%	---	41.11%	197.43 %
		2	519670	银河行业	1.4160	1.5660	13.37%	25.98%	30.35%	---	---	30.04%	61.51%
		3	350005	天治创新	1.5565	1.5565	9.83%	26.76%	24.85%	64.94%	---	26.08%	55.65%
		4	610004	信达中小盘	1.2580	1.2580	12.62%	24.68%	---	---	---	25.80%	25.80%
		5	070099	嘉实优质	1.0260	1.9230	13.62%	27.61%	25.74%	84.20%	---	24.82%	2.60%
		6	000021	华夏优势	2.0350	2.8550	17.42%	34.02%	22.64%	86.12%	14.31%	24.62%	214.05%
		7	233006	大摩领先	1.3801	1.3801	11.75%	17.46%	---	---	---	24.15%	38.01%
		8	162201	泰达成长	1.3343	3.1493	18.67%	23.40%	26.74%	88.55%	39.85%	23.88%	519.37%
		9	580002	东吴动力	1.4914	2.0114	4.77%	16.97%	22.30%	57.80%	-9.18%	23.72%	109.63%
		10	519019	大成景阳	0.9750	3.9540	10.05%	24.05%	24.68%	108.33%	---	22.80%	-2.50%
		11	550003	信诚蓝筹	2.1280	2.1280	7.64%	16.92%	23.01%	102.67%	---	22.58%	112.80%
		12	202011	南方价值	1.3720	1.8120	11.09%	24.32%	23.08%	97.49%	---	22.53%	97.68%
		13	159902	中小板ETF	3.2210	3.3210	9.52%	23.55%	24.31%	123.74%	24.78%	22.19%	235.16%
		14	460005	华泰柏瑞价值	1.5490	1.8590	15.17%	27.65%	19.56%	82.15%	---	20.66%	94.66%
		15	000031	华夏复兴	1.5260	1.5260	8.61%	15.69%	18.11%	135.13%	52.30%	19.87%	52.60%

7剑

过于偏颇了，呵呵

bluefly2001

我也是楼主所说的It人员，不过已经过了而立之年，所以看到的事情多了，相通了。做IT太单纯了，社会却是复杂的。我现在要投资和工作两手抓。但是投资渠道目前除了买房，就没有其他什么了。股票我是不会去碰的

graceyunzhang

看着房价涨，手里股票却缩水，只能干着急，唉

2888

赞同楼主认为的 缺陷： 知识结构的单一.  

房子，尤其市区核心地段的房子，好像 有财富 的 自然 积累 作用。

但美国的，当年三菱地产，买入的美国曼哈顿的洛克菲勒中心，好像另外的一回事体，它是金融资产。后来三菱退出了。

abcd1234

没有杠杆效应，买房增值的魅力就没有那么强

另外，没有消息，没有渠道，没有知识，就不要轻易参与投资赌局

温州人都不屑做基金的。。人家直接搞实业或者搞钱庄金融运作或者放贷的，
搞期货的也不少
再次一步，做私募基金的，
再次做公募基金的，
收益都未必小的

咱就一句，没有贷款的杠杆，房产投资价值一点也不高